Fixed Deposits (FDs) are one of the safest and most reliable investment options. They offer a guaranteed interest rate over a fixed period, making them ideal for conservative investors looking for stability.
With FDs, your capital is protected, and you can plan your finances with certainty as you know exactly how much you will earn at maturity. They are suitable for short-term savings as well as long-term wealth preservation.
Offered by banks with flexible tenures and assured returns.
Offered by companies and NBFCs, often with higher interest rates.
Provide tax deductions under Section 80C with a 5-year lock-in.
Higher interest rates and special benefits for senior citizens.
Deposit a fixed amount every month and earn FD-like returns.
Fixed interest rate ensures predictable earnings.
Your investment amount remains fully secure.
Choose investment periods ranging from a few months to several years.
Get instant liquidity by taking a loan against your FD without breaking it.
Tax-saving FDs offer deductions under Section 80C of the Income Tax Act.